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Name: Shashi dhar mishra (Complainant)
India : Loans
We got loan approval with starting interest rate 10.0% for 2 years fixed. Suddenly they increased the rate to 11.45% after 2 years which is never acceptable. Even though the market rate was very less around 9-10%. I have tried lot of times to contact but no body is not responding and they are careless about customers. I didn't get correct reason for increase in rate.
There is no online banking transfer for repay of principal which is strong minus point for LICHFL.
Very bad and pathetic customer service.
Now I am trying to transfer the loan to other bank.
Dhankawdi pune-411043 India : Loans
I want to regesiter complaint against Excel Services 12 New Road, Aroma Hotel, Near MKP Inter College, Dehradun, Uttarakhand. , And SR Finance, Leelha Jain Market Near Gandhi Chowk, First & Second Floor Sharda Babu Street, Ranchi, Jharkhand. This two finance firm are given faith comitment to people. BY Giving faikth saction letter they ask for loan to people to deposited loan sacntion amount to their CEO Account, not giving company account they give faith account. SR finance also do the same thing. Kindly request dont entertain this comapny on paisebazar.com. I have received scation letter from excel services and after that i deposited loan scantioned amont to their given account, but after one week they not repose my phone call or not given my loan amount in my given account details. i want to tell be carefull and dont believe any rumour to this finance company because when we r in trouble nobady will help us. i know i dnot able to write what i want to say. but i tried to be aleart.
My India Bulls Home loan Sanction No. 613130 dt 30.07.2016,
wants to change my Exceutive Mr. Yogesh Chauhan & his mobile No. ( 9711152546 ) because he does not give any response since a long time & does not pick up my Phone.
Pune India : Loans
There are two issues with Bajaj finances
1. All the facilities they promised didnt deliver.
2. No fore closure charges.
I have screenshots and service request numbers for both issues
Emails from my side to bajaj
your website is not allowing me to pay online. whats the use of taking loans from bajaj finserve.. all of your facilities are useless.
I am paying (trying to pay ) 40 000 rs at least. I want my interest back if you guys cannot resolve this issue in next hr.
I was trying to foreclose the loan account number 406SPL07428197. I see 4.6 percent foreclosure charges which is hard to understand. At the time of loan disbursement there was not foreclosure charges and because of this reason only i agreed to take loan from bajaj finserve else i had other options.
Some guy Ashutosh shukla from bajaj finserv
We have already dispatched your file.
Thanks & RegardsAshutosh Shukla
On 17 Jan 2015 14:41, ANIL SHAHI <email@example.com> wrote:
On Jan 17, 2015 2:38 PM, "Ashutosh Shukla" <firstname.lastname@example.org> wrote:
> Dear Mr / Mrs. ANIL KUMAR SHAHI
Greetings from Bajaj Finserv Ltd, As discussed below are the loan details.
Approved Loan Amount
Insurance Product (add lines in case of multiple insurance products)
Rate of Interest
Processing Fee + Service Tax
Pre EMI details
First EMI Date
Credit Card Type
Pletinum Free Card
Financial Fitness Report (Rs. 999)
Prompt Repayment Benefit
Bajaj finance offers an exclusive benefit to the customers who pay their EMIs on time. Subject to timely clearance and no delays of EMIs for the payment period, BFL would reduce customer’s rate of interest by 20 bps in 2ndyear and 20 bps in 3rd year respectively.
> BAJAJ PERSONAL LOAN BENEFITS:
·Nil Foreclosing charges – Any time post 1st EMI Clearance
·Part Prepayment (Normal term loan) - Post Clearance of 1st EMI customer is allowed to pay 6 times in a Calendar Year (Minimum amount of part payment is EMI * 3 = and no Limit on Maximum amount)
·Part Prepayment (Flexi loan) - Customer is allowed to part prepay towards his loan outstanding anytime with no limit on prepayment amount. > Request your “OK” confirmation on the terms and conditions of the loans as well as loan commercials
Satara India : Loans
I am customer of Bajaj Finserv .. i have purchased a product through Bajaj Finserv after that i recieved an EMI card of Bajaj Finserv and i paid Rs349/- for one time payment but after that i purchase another product from them but unfortunately By mistake they take again charges of Emi Card Rs-399/-...
I request you to please help me to recieve my money back...
Please do needful for me....
Ranjeeta Vishal Yadav